If you’re planning a home improvement project—whether it’s remodeling a kitchen, finishing a basement, or adding a deck—you might be wondering: Do I really need a permit? It can feel like just another layer of red tape, but getting a permit is more important than many homeowners realize. It protects you, your investment, and even your safety.
Here’s why obtaining the proper permits matters when you have work done on your home:
1. Permits Ensure the Work Meets Safety Standards
Building codes exist to make sure homes are safe to live in. When you get a permit, city or county inspectors review the plans and check the finished work to ensure everything meets current safety regulations.
This includes:
- Proper electrical wiring
- Secure structural framing
- Adequate plumbing and ventilation
- Fire and emergency access compliance
Without inspections, you risk faulty work that could cause major safety hazards down the road.
2. It Protects Your Investment
Your home is likely your biggest financial asset. Unpermitted work can hurt its value—especially if you decide to sell later. Buyers (and their lenders) often require proof that renovations were done to code. If you can’t provide documentation, it can delay or even derail a sale.
Having the right permits shows that improvements were done properly and helps maintain your home’s market value.
3. It Can Save You Money in the Long Run
Skipping permits might save time and fees upfront, but it can cost you much more later.
If something goes wrong—like a faulty electrical upgrade or leaky plumbing—the repairs may not be covered by your homeowner’s insurance if the work wasn’t permitted. You could also face fines or be forced to undo the work to meet code requirements.
Permits are like insurance for your renovation—they help prevent costly mistakes.
4. It Keeps Contractors Accountable
Reputable contractors pull permits because they want the work done right and up to code. If a contractor insists you don’t need one, that’s a major red flag. Permits ensure that professionals are held accountable for the quality and safety of their work.
5. It’s the Law
At the end of the day, permits are legally required for many types of home improvement projects. While smaller updates like painting or replacing flooring might not need one, major work—especially anything involving structure, plumbing, or electrical—almost always does.
Permits aren’t just about following rules—they’re about protecting your family, your finances, and your future. When you do things the right way, you gain peace of mind knowing your home is safe, valuable, and built to last.
So before starting your next project, check with your local building department. A little paperwork now can save a lot of headaches later.
Housing Concierge 